Prepare 1 pkg (4 servings size) Jell-0-Instant vanilla pudding reducing milk to 1 cup;
fold in 1 cup Cool Whip light, thawed.
Divide half of pudding mixture among 4 dessert dishes;
top each dish with 1 tsp graham crumbs (or crumbled cookies or cake that has passed its best time) and 1/4 banana, sliced.

Repeat layers. Serves 4.

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